;November 2019;October 2019;Monthly change; ;;;; Interest rate;;;; Outstanding loans secured on dwellings to households;3.08;2.93;0.15; Outstanding loans secured on dwellings, floating interest rate;3.10;2.94;0.16; Outstanding loans secured on dwellings, fixed interest rate;2.85;2.84;0.01; ;;;; New repayment loans secured on dwellings to households;3.03;2.97;0.06; New repayment loans secured on dwellings, floating interest rate;3.04;2.98;0.06; New repayment loans secured on dwellings, fixed interest rate;2.83;2.76;0.07; ;;;; Loan margins;;;; Loan margins, total outstanding loans secured on dwellings to households;1.20;1.06;0.14; Loan margins, new loans secured on dwellings to households;1.15;1.10;0.05; ;;;; NIBOR (3 months effective);1.88;1.87;0.01;