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Households. Income, expenditure and saving. NOK million
	3rd quarter 2015	4th quarter 2015	1st quarter 2016	2nd quarter 2016	3rd quarter 2016	4th quarter 2016
Output, basic values	103 087	100 705	97 563	101 373	106 674	104 987
- Intermediate consumption	43 972	44 433	43 654	50 269	45 649	45 930
= VALUE ADDED, GROSS	59 116	56 271	53 909	51 104	61 025	59 057
- Consumption of fixed capital	23 386	23 505	23 644	24 095	24 352	24 614
- Compensation of employees	5 555	5 459	5 381	5 517	5 721	5 623
- Other taxes on production	1 065	1 065	1 185	1 185	1 185	1 185
+ Other subsidies on production	4 483	4 483	4 502	4 502	4 502	4 502
= OPERATING SURPLUS	33 593	30 726	28 201	24 810	34 269	32 138
+ Compensation of employees	365 778	365 478	368 230	370 943	375 464	373 047
+ Interest income	4 098	3 075	3 112	2 675	2 770	2 825
+ Dividends received, etc.	12 709	21 181	10 167	20 331	7 625	12 709
+ Other investment income	15 153	13 380	9 972	11 849	11 770	13 158
+ Correction for financial intermediation services indirectly measured	14 900	15 329	16 365	16 095	15 768	15 740
- Interest expenses	25 513	24 211	24 050	23 394	23 606	24 019
- Other investment expenses	320	320	320	320	320	320
= BALANCE OF PRIMARY INCOME	420 398	424 638	411 677	422 989	423 741	425 278
+ Pensions and social benefits from public administration	112 313	116 670	111 722	119 762	117 165	121 769
+ Unfunded and privately funded social benefits	15 686	16 236	16 185	16 237	16 438	16 957
+ Other current transfers	7 535	7 244	9 485	6 881	7 536	7 314
- Contribution to social security	81 564	81 675	81 820	82 338	83 380	83 024
- Current taxes on income and wealth	88 602	88 641	86 532	87 045	88 142	87 710
- Unfunded and privately funded social benefits	37 962	36 089	32 954	34 499	35 294	36 565
- Other current transfers	15 727	16 069	15 616	15 777	15 978	16 241
= DISPOSABLE INCOME	332 077	342 313	332 147	346 209	342 085	347 777
+ Social transfers in kind	140 837	143 003	144 867	146 770	147 144	149 466
= ADJUSTED DISPOSABLE INCOME	472 914	485 317	477 013	492 979	489 230	497 243
- Personal consumption	463 345	473 524	464 455	481 622	484 886	493 176
+ Adjustment, household pension funds	22 126	19 703	16 619	18 112	18 705	19 458
= SAVING	31 694	31 495	29 177	29 469	23 049	23 526
+ Capital transfers, net	-41	-56	-53	-86	-35	-32
- Gross capital formation	43 976	46 250	45 331	48 815	49 912	52 255
+ Consumption of fixed capital	23 386	23 505	23 644	24 095	24 352	24 614
= NET LENDING (+) / NET BORROWING (-)	11 063	8 695	7 437	4 662	-2 546	-4 148
MEMO: Savings ratio	8.9	8.7	8.4	8.1	6.4	6.4
MEMO: Disposable income in 2005-prices	276 841	281 181	265 063	279 012	276 018	277 781

StatBank source table 11020